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Personal Finance involves managing your income, expenses, savings, debt, and investments to build long-term financial stability. It empowers individuals to make smart money decisions in everyday life and prepare for future goals.
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Reduces stress and improves financial well-being and independence
Helps individuals avoid debt traps and build wealth over time
Supports goal setting for homeownership, education, or early retirement
Enables smart decisions about spending, saving, borrowing, and investing
Prepares students, families, and professionals for real-world money challenges
